Dogs are the most popular pets in the United States. According to the 2023-2024 American Pet Products National Pet Owners Survey, nearly 87 million American households, or two-thirds of all US households, feature at least one pet. Of these households, roughly 65.1 million have at least one dog. Additional studies have determined that approximately 14.8 percent of US households have multiple dogs. There are several considerations and preparations dog owners should make before introducing a dog into a home that is already a home for one or more dogs.
The most important thing to keep in mind is that each dog has a unique personality. Humans need to assess the personality and behavior of their dogs and determine whether it is safe, affordable, and otherwise manageable to introduce an additional dog to the environment. Dog owners must also spend as much time as possible with the new dog to get a sense of its personality. That said, certain breeds are more aggressive than others and may be harder to acclimate to a multi-dog environment. Potentially aggressive dog breeds come in all shapes and sizes, from Akitas to chihuahuas. Certain breeds, such as the rottweiler, are specifically known for being aggressively territorial, meaning they may not be interested in sharing their yard and home with another canine. Dog owners must also assess for general compatibility. For instance, the French bulldog recently overtook the Labrador retriever as the most popular dog breed in America. Both dogs are openly affectionate with humans and get along well with other animals. French bulldogs can even coexist quite well with cats. However, French bulldogs are much smaller than Labrador retrievers and have much lower energy levels. Even if a Frenchie and a lab get along well, owners must be prepared to care for two animals with very different needs and daily routines. Individuals and families should also make all the same considerations they would before getting their first dog. Introducing a second dog to a home will double a family’s pet budget. Medical emergencies and costly accidents at home become more likely with each new animal. Moving cross-country for a job or finding a new place to live is challenging with one pet, and even more so with several. Similarly, dog owners need to determine whether they can put in the time and effort needed to successfully introduce a new dog to one or more dogs already living in the home. Even if the animals in question and the living environment support multiple animals, owners cannot simply show up one evening with a new dog and expect the current dog to accept this change without issue. Dogs should meet one another in neutral territory. This means outside, ideally nowhere near the home or yard. Humans should allow the dogs to sniff and greet one another and then go on a walk, allowing the current dog to observe its owner interacting with the new dog. Both dogs should be continuously rewarded during their first meeting. It is very important to pay attention to each animal’s body language and to allow the dogs interactions to progress at a natural pace. It can be difficult to overcome an initial negative reaction, especially if the dogs fight. As the meeting gradually moves to the house and indoors, owners should make use of baby gates to keep the animals separate. This allows the new dog to become familiar with its new home while the current dog grows comfortable with sharing its living space. In some cases, families may need to introduce dogs several times and keep baby gates up for days or even weeks. If they do not feel confident in their ability to successfully introduce multiple animals, they should reconsider bringing home an additional dog, possibly putting it off until a later date.
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Peru maintains a rich history, diverse culture, and breathtaking landscapes. The country's economy has experienced growth, and the government has focused on improving its infrastructure and business conditions. Peru offers a range of investment prospects for the real estate industry, each with its unique considerations and potential rewards. In regions such as Lima and the historic Cusco, they present opportunities for real estate investors to tap into a growing market. However, investors must consider several factors before investing in Peruvian real estate, such as cultural context and heritage preservation. The blend of indigenous, colonial, and modern influences in Peruvian architecture drives unique aesthetic characteristics of the country's rich cultural heritage. The architectural landscape combines indigenous traditions with Spanish colonial influences and modern innovation. Therefore, investors can prioritize projects that not only respect and preserve this rich heritage but also celebrate it. Incorporating elements of Peruvian culture into property design and aesthetics, such as vibrant textiles, intricate woodwork, and traditional motifs, can enhance the appeal of the development to both domestic and international buyers. Like in other markets, investors must understand the Peruvian real estate market dynamics before making investment decisions. For example, major cities like Lima offer strong demand for residential and commercial properties. However, emerging eco-tourism and sustainable development trends are reshaping investment opportunities in rural and eco-friendly projects. Therefore, investors must conduct thorough market research and stay aware of evolving trends, which will help them identify lucrative opportunities and mitigate risks. Even with thorough market research, investors must not forget the legal and regulatory framework. Navigating the legal system and property registration process is essential for ensuring a smooth investment process in Peru. Investors should familiarize themselves with local laws on property ownership. An investor must look for issues such as informally transferred property or unused land occupied by squatters. It would help to engage a competent legal counsel with expertise in Peruvian real estate law who will provide valuable guidance and mitigate potential legal pitfalls. It also helps ensure compliance and safeguarding of investments. Access to reliable infrastructure and transportation networks is another important determinant of property value and attractiveness. Investing in areas with well-developed infrastructure, such as modern highways, airports, and public transportation systems, can enhance the accessibility and desirability of the property for both residents and tourists. Next, investors should consider environmental sustainability. Many investors and consumers have prioritized sustainable development practices in an era of growing environmental awareness. Investing in eco-friendly projects that incorporate energy-efficient design, renewable energy sources, and green building materials aligns with global sustainability goals and positions the property for long-term value appreciation. Moreover, embracing sustainable practices can enhance the project's appeal to environmentally conscious buyers and contribute to preserving Peru's natural beauty. Investors benefit from conducting thorough due diligence and risk assessment. It helps them avoid potential dangers and maximize returns. Here, investors assess market volatility, political stability, and economic indicators to help make informed decisions and minimize risk exposure. Building a diversified investment portfolio across different asset classes and geographic locations can also provide resilience against market fluctuations and unforeseen events. For example, some areas may pose environmental risks, like the coastal areas affected by flooding, while the Andes area remains prone to earthquakes. Nonprofit organization Unbound, formerly Christian Foundation for Children and Aging, partners with families experiencing poverty, helping them become self-sufficient. Unbound achieves its mission through child sponsorship and other programs, hitting a historic milestone.
Child sponsorship connects a sponsor and a sponsored friend through a unique personal relationship where, despite being miles apart geographically, economically, and socially, encouragement, communication, and mutual respect thrive. In November 2023, Unbound reached a historic milestone with the one millionth sponsored friend obtaining a regular sponsor. Unbound CEO and interim president Ashley Hufft said this historic milestone allows the entire organization to reflect on what the child sponsorship program has accomplished through the years. It inspires many people to impact the lives of those in need. The one millionth sponsored friend is a six-year-old girl living in Rwanda. Through sponsorship, she will receive financial support for her family. Her sponsor is the renowned actor Jonathan Roumie, the artist who portrayed the character of Jesus in the TV series “The Chosen.” Roumie was honored and happy to have been asked to sponsor Unbound’s one millionth sponsored friend. For him, “sponsoring a child is a direct expression of faith.” Financial professional Bradley DiTeresi has more than 10 years’ experience in wealth management. A resident of Olathe, Kansas, Bradley DiTeresi enjoys conducting research on stocks.
Thorough stock research is the backbone of sound investing. It encompasses both quantitative and qualitative factors. For quantitative stock research, investors rely heavily on the published financial statements that companies release. For example, publicly listed companies file a Form 10-Q with the U.S. Securities and Exchange Commission quarterly and a Form 10-K annually. These forms contain the company’s financial statements, including the income statement and balance sheet. As part of their stock research, investors read these statements to learn about a company’s revenue, expenses, profit/loss, assets, and liabilities. They can also compare a company’s current numbers with those from previous years or with companies in a similar industry to identify whether the company is growing or performing better than its peers. Qualitative stock research, for its part, is an analysis of the non-technical aspects of a company. These include management expertise, innovative capability, and customer loyalty, among many others. Investors should prioritize investing in companies with good financial fundamentals as well as qualitative competitive advantages. The recipient of an MBA from the University of Kansas, Bradley DiTeresi is a financial service professional who pursues a wide range of hobbies and interests during his free time. Bradley DiTeresi maintains a strong community presence and is active in the Catholic Church. He is also known for his philanthropic endeavors, donating to organizations dedicated to Alzheimer's research and support, among other causes.
According to CBSNews.com, donanemab, a drug for stalling Alzheimer’s disease progression, has demonstrated its effectiveness in a 1,700-person clinical study by its manufacturer, Eli Lilly and Co. The Journal of the American Medical Association published the study, which shows that donanemab can stall Alzheimer’s by a few months. It also works better during the early stage of the disease. As of July 2023, Eli Lilly is seeking US Food and Drug Administration approval for donanemab. If the FDA greenlights the drug, it would be the second it has approved for delaying Alzheimer’s disease. Potentially disabling, Alzheimer’s is characterized by irreversible brain damage that erodes memory and cognitive function. As the disease progresses, it affects motor skills and causes the inability to singlehandedly perform daily tasks such as bathing, dressing, and eating. Alzheimer’s affects over 6.5 million Americans, according to the FDA. An accomplished financial professional in Kansas, Bradley DiTeresi holds a BA in psychology from the University of Kansas and an MBA from the University of Missouri. Bradley DiTeresi is also an active member of his community, dedicated to making a positive impact, and regularly donates to organizations such as the Lupus Foundation of America.
The Lupus Foundation launched Research Accelerated by You (RAY), a data platform whereby individuals with lupus and caregivers share their experiences to accelerate research, develop new treatments, and improve disease outcomes. The platform collects ongoing self-reported data, keeps it confidential, and shares anonymous information with researchers to enhance clinical trials and advance potential therapies. Lupus is a complicated auto-immune disease that affects people in different ways and often causes signs and symptoms like hair loss, numb and discolored fingers, swelling in the joints, extreme fatigue, and abnormal sensitivity to light. People affected by lupus and their parents can join RAY online by completing a registration process and survey. While they help researchers accrue data for understanding lupus, RAY members also have the opportunity to compare their experiences with others and learn about new clinical trials and research studies. Bradley DiTeresi is an experienced finance professional with an MBA in finance and over a decade of experience. In his free time, avid philanthropist Bradley DiTeresi enjoys traveling and running.
Running is a popular pastime for many people worldwide. Most runners are constantly striving to improve their records and overall running ability. Fortunately, technological advancements have resulted in a variety of tools that allow you to measure your running performance, identify your weaknesses, and improve the effectiveness of your sessions, making the process of improving your fitness and efficiency easier than ever. GPS watches are a standard tool used by runners to collect data on their running metrics. These watches use satellite tracking data to provide accurate data on your distance traveled and pace during runs, allowing you to track your progress and the effectiveness of your training routine. Also, depending on the model, your GPS watch may record heart rate data and cadence and footfall information. Fitbit is a tool that can help you improve your running performance by providing accurate data on your fitness level. These devices track your steps, heart rate, water consumption, and food intake, among other things. While using the information gathered to provide you with recommendations on what aspects need improvement and how to improve them. Bradley DiTeresi is a financial professional and entrepreneur based in Olathe, Kansas. Also a practicing catholic, Bradley DiTeresi often donates to the Christian Foundation for Children and Aging (CFCA), the Lupus Foundation of America, and the Alzheimer's Association.
Alzheimer's is a progressive neurological disease that kills brain cells and causes the shrinking of the brain. It causes a person to slowly lose important memory functions, which makes them have difficulty remembering things, shorter attention spans, problems reading, writing, doing simple math, and logically organizing thoughts. The decline in mental health makes it impossible for a person with advanced Alzheimer's to function independently. The disease mostly affects those above 65 years, and the Centers for Disease Control and Prevention (CDC) estimates there are 5.6 million people aged above 65 and 200,000 below 65 years with Alzheimer's in the US. CDC further estimates that there will be close to 14 million people living with Alzheimer's in the US by 2060 because every five years, the number of Alzheimer's cases reported doubles. Alzheimer's has no cure, but medication is available to help manage the symptoms. Regular exercise can also slow down Alzheimer's progression. Bradley DiTeresi earned an MBA in finance from the University of Missouri-Kansas City. He has built professional experience as a wealth and finance expert. Bradley DiTeresi enjoys many hobbies, such as running.
Running is a favored form of exercise worldwide. According to a 2020 report, approximately 50 million Americans partake in some running or jogging of some form. As with all sports or forms of exercise, it's important to have the necessary gear. And the right pair of running shoes is the first thing you should start with. While you can run in just about any kind of shoes, wearing the proper footwear helps prevent pain and injury. And it still affords you flexibility and comfort of movement. Depending on where you usually run, you can choose between cross-training, trail-running, or road-running shoes. Cushioning (the thickness of the fabric beneath the midsole and the foam’s firmness) and heel drop are important factors to consider when picking your running shoes. Bradley DiTeresi is a Kansas City businessman who has a background in international real estate focused on condominiums in Peru. An avid reader, Bradley DiTeresi enjoys works by seminal Catholic thinkers, as well as investment-focused books.
A recent Forbes article took stock of the US housing situation at the halfway point of 2019, with a focus on the best investment opportunities. One aspect of the equation that bears careful consideration is the jobs market, which, despite stock market growth, experienced only a 1.5 percent growth rate—the lowest in several years. Overpriced markets, where actual prices exceed the local “income” price by more than 20 percent, are particularly primed for falls. These are currently led by Miami, where real estate prices exceed this threshold by 45 percent, and are followed by municipalities such as Phoenix, Denver, Salt Lake City, Austin, and the greater Los Angeles area. One challenging city to get a read on is Las Vegas, where prices have increased by 13 percent year-on-year, which looks at first to be unsustainable. However, unlike in Miami, job and population growth are robust in Las Vegas, which could lead to further gains over the next couple years. Other cities with strong economies and real estate growth potential include Nashville, Colorado Springs, Charlotte, and Atlanta. Cities that have displayed persistent weakness but are now up-and-coming include Philadelphia and Fresno, while cities such a Dallas, Sacramento, and San Jose appeared poised for a “soft landing.” |
AuthorBradley DiTeresi completed his undergraduate degree in psychology from the University of Kansas and pursued graduate studies in business administration at the University of Missouri-Kansas City (UMKC). Archives
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